Oct 3, 2016

Did the CARD Act Really Protect College Student Credit Scores?

October 3, 2016 Before the Credit Card Accountability, Responsibility, and Disclosure or CARD Act went into effect in 2009, it was a much more common sight to see credit card companies setting up kiosks welcoming students to campus, offering swag in exchange for filling out an application for a college-affinity card. Credit cards branded with […]

Sep 26, 2016

How Do Credit Card Companies Decide Who to Send Junk Mail?

September 26, 2016 When it comes to sending credit card promotions in the mail, credit scores are only one data point among many used by card issuers to target mailboxes for their avalanche of offers. A September 2015 report, “Information, Contract Design, and Unsecured Credit Supply: Evidence from Credit Card Mailings,” by researchers at the […]

Sep 21, 2016

Credit Cards and Auto Loans Push Total US Debt Total to $12.29 Trillion

September 21, 2016 Americans are shopping again and they are increasingly charging it. Growth in credit card and auto loan debt added to the $35 billion increase in aggregate household debt for a total of $12.29 trillion at the end of June according to government reports. The Federal Reserve Bank of New York Center for […]

Sep 19, 2016

Credit Karma Recognized as One of Bay Area’s Healthiest Employers – Again

September 19, 2016 For the third year in a row, Credit Karma was named one of The Healthiest Employers in the Greater Bay Area by the San Francisco Business Times and Silicon Valley Business Journal. The judges ranked the San Francisco-based company fifth in the mid-size company category based on a Healthiest Employer Index score […]

Sep 19, 2016

Meet the 2016 Interns

September 19, 2016 This summer, we welcomed our 2016 intern class to help out in a variety of different departments at Credit Karma. Our interns play a vital role in the success of our mission to make financial progress possible for everyone. Our interns bring new insight and a fresh perspective and we value their […]

Sep 8, 2016

What is Black Market Value of Stolen Credit Card Info?

September 8, 2016 Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think SONY in 2014, or Target in 2013 – for something to become a high-profile news story. Stealing and […]

Aug 23, 2016

How are Debtors Managing Student Loans?

August 23, 2016 A new survey of over 1,000 student loan holders by Credit Karma working with Qualtrics finds that the majority are carrying $10,000 to $50,000 for their educational experience and many of them are using payments above the minimum, refinancing, consolidation or federal repayment programs to manage the burden. The majority of people […]

Aug 5, 2016

Five Things You May Not have known About Millennials

We have all heard the stories about how millennials don’t value money. They just hop from job-to-job and aren’t interested in growing up, becoming homeowners or using credit cards. I’m not buying it and you shouldn’t either. In June, the U.S. Census Bureau reported that the 75.4 million millennials in America (ages 18-34) officially outnumbered […]

Jun 30, 2016

Credit Karma Takes Pride in Diverse Culture

Photo credit: Jonathan Garza A community outreach initiative that started modestly two months ago grew into an outpouring of support for the LGBTQI community the last weekend in June as almost 200 Credit Karma employees, family and friends marched for the first time ever in the San Francisco Pride Parade for Racial and Economic Justice. […]