July 21, 2013
How credit is calculated can be confusing and there are a lot of misconceptions swirling around. This graphic might make it easier to separate the myth from the truth and take the steps to the best financial life possible.
![](https://creditkarma-cms.imgix.net/application/files/4014/7137/7520/infographic_CreditMyths_V3.jpg?auto=compress&fm=webp)
Amy Leone is the Public Relations Coordinator at Credit Karma. Before joining the team in June 2012 she spent most of her career as a TV news producer. When she’s not helping promote Credit Karma on a variety of media outlets, she’s probably out running or exploring her new state of California.