Lenders plan to guess your income from credit report
Nichole Mustard, vice president of strategy for Credit Karma, told me in a telephone interview that credit reporting agencies have been guessing at income for a long time based on your credit usage, payment history and credit availability.
3 Ways To Get A Free Credit Report With No Hidden Fees
After just a few minutes, I was addicted to this website. Credit Karma gives you your current credit score, credit card and other loan offers based on that score. The site also offers a credit simulator that shows the impact different financial actions will have on your credit score.
Favorite Website of the Week: CreditKarma.com
CreditKarma.com is here to help not to make you change your style of living or anything, but to help you keep track of your credit score and finances. There are many tools to help you accordingly plan your financial goals through calculators, credit simulators and also special offers from credit cards.
New credit reality; scores must be higher to get the best rates
So if you're thinking of a major purchase, your first step is to check your credit score. You can do that for free at CreditKarma.com. You may also want to check out the Credit Score Simulator to test how certain credit actions will impact your score.
In Tough Economy, Credit Scores Take a Hit
Credit scores fell in most regions in of the country in the second half of 2009, according to new report by Credit Karma, a credit-tracking service.
Day 14: Get Your Credit Score
Go to www.creditkarma.com. It's that easy. Credit Karma is a LearnVest-recommended site that gives you your credit score FOR FREE. LearnVest loves it because it provides a quality service at no cost to you.
Day 20: Karma
I, however, have found the ultimate site that is truly free! Www.creditkarma.com. They have a wealth of information and useful tips. One function that I find very useful is the "credit simulator." This allows you to see where your credit would be if various positive or negative situations were to take place.
7 Steps to Improve Your Credit Score
If you want to monitor your score, it's best to use a free service like Credit Karma. They give you your TransUnion credit score, which isn't technically your FICO score, but it's still a credit score and you don't have to pay.
Personal Finance: Steps you can take to build credit, get a card
But those with no credit are in an altogether different category. Typically it's either "young students or the 'under-banked' population people who don't have a long history with traditional banking services," said Kenneth Lin, CEO of CreditKarma.com, a San Francisco-based consumer Web site.
Kids & Money: Free Web sites give you credit history, money management tools
CreditKarma.com offers a credit score for free from information provided by a division of TransUnion... The Web site includes other useful tools, including a debt repayment calculator and a credit score simulator that shows how certain financial transactions, such as adding a credit card, will affect your overall score over time.