Intuit Credit Karma
The San Francisco-based Finovate alum video launched in 2008, displays free credit scores and credit report info in an ad-supported business model. The "coalition for new credit models" says its members are providing innovative alternatives to existing banking and financial institutions, focusing on transparency, fairness, durability, and accountability to consumers in the credit markets.
Credit Karma, like quizzle.com, is good for finding out generally how your credit score fares but don't count on it to be exact. But, at least it's free to find this out using Credit Karma or quizzle.com, whereas you'd have to pay the credit bureaus to get the same "almost" score.
A new trend report published by Credit Karma ranks e-mail domains by the average credit score of Credit Karma users.
Credit Karma believes consumers have a right to know this information [credit scores] with no charge or without the bait and switch of 30 days free followed by enrollment products with confusing opt outs.
Credit Karma buys your score from TransUnion and lets you have it for free, along with tips on raising it (if it's low).
However, Credit Karma is offering your credit information including score for FREE! How do they do it? The advertisers pay for this service. NICE!... This is an amazing tool to take charge of your credit.
If you don't want to pay a fee for the score, you can get a pretty could idea of the range of your score by visiting www.credit.com and https://www.creditkarma.com. These sites also offer valuable information on how your score is determined and how you can improve it.
You can get a free approximation of your score at www.creditkarma.com
CreditKarma, launched a little over a year ago, offers a free credit score from TransUnion, along with a credit analysis tool and simulator, which helps you see how certain actions (say, applying for a new credit card or paying late) will affect your current score.
Denver borrowers recorded a 7 percent rate of decrease in their credit-card balances during the third quarter versus a 5 percent decline in Colorado and a 4 percent decline nationally, according to a report Wednesday from Credit Karma, a San Francisco provider of consumer credit-reporting services.