Intuit Credit Karma
CreditKarma.com offers a credit score for free from information provided by a division of TransUnion... The Web site includes other useful tools, including a debt repayment calculator and a credit score simulator that shows how certain financial transactions, such as adding a credit card, will affect your overall score over time.
CreditKarma, a consumer education Web site, tabulates debt information based on data posted by consumers on its Web site. The company provides tools and resources to help consumers reduce debt and save money.
"After several months of paying down credit card balances, many consumers (nationally) were forced to turn to credit cards toward the end of the year," Ken Lin, chief executive of Credit Karma, said in a statement.
"2009 was a rough year for many consumers, especially with unemployment topping 10-percent and the holidays," says Ken Lin, CEO of Credit Karma. "After several months of paying down credit card balances, many consumers were forced to turn to credit cards towards the end of the year."
Since July, Hawaii credit card balances rose 19 percent, according to a new report by Credit Karma Inc., a San Francisco-based credit reporting firm.
Try applying at an institution where you have a checking account, mortgage or certificate of deposit, recommends Ken Lin, of CreditKarma.com.
In its just-released "Top 10 Consumer Credit Events of 2009," the website CreditKarma.com lists...
What does 2010 hold? Ken Lin, CEO of Credit Karma offers insights and predictions.
"As we look to 2010, creditors will be competing for the best customers as the economy improves. We should see new features and more competitive pricing for excellent credit consumers," Credit Karma's Lin said.
"Many consumers delayed purchases in 2009," said (Credit Karma CEO) Kenneth Lin. "Many want good news, and I think with consumer confidence on the way up, 2010 will show increasing consumer spending and less saving."