Money Under 30 | Sep 17, 2009

Just about any financial task is made manageable with online help

"There is a small but vocal minority that has never used credit," says Ken Lin, CEO of credit tracking Website in San Francisco. Although Lin understands some consumers' decision to totally abstain from credit card debt, he says that when used properly "credit is a fantastic convenience".

The Motley Fool | Sep 10, 2009

Clean Up Your Credit and Save $100,000

<strong>Check your credit score:</strong> I know you're itching to see where you stand, and offers instant gratification -- a free credit score without the gotchas that make other "free" score offers a pain (like the product trial you have to remember to cancel). | Sep 9, 2009

Wealthy Families Face Bankruptcy on Real Estate Crash

Rebuilding credit after a bankruptcy may take as much as five years of good payment history, said Ken Lin, chief executive officer of, a San Francisco-based Web site that allows consumers to monitor their credit scores. A secured credit card, which requires an upfront deposit, is a good way to start, he said. | Sep 8, 2009

Credit Scores: What You Need to Know Now

Preserving your credit history is one reason that Kenneth Lin, CEO of, recommends that you don't formally close an account but let the issuer close it for lack of activity. The longer the account stays open, he says, the more you'll add to your credit history and the longer you'll benefit from the additional available credit. | Sep 4, 2009

Tips to fight your travel credit card dispute

Also, bear in mind that you may have other remedies, says Ken Lin, the chief executive of Credit Karma, a financial information company based in San Francisco. "There are often consumer protection laws at the state level regarding warrantees and refunds," he says.

CNN Money | Aug 27, 2009

Win at the Credit Scoring Game

<strong>Learn Your Score.</strong> You have three FICO scores, based on your credit reports at the three credit bureaus: Experian, Equifax, and TransUnion. The numbers tend to be in the same ballpark, so pony up $16 to get one representative score at You can get an estimate free at

Rossander's Security Reader | Aug 24, 2009 is an interesting new site

Better, they have a "Report Card" to show you how your score and its different components stack up to the rest of the population. (I did okay on most components but was surprised to learn that my score was hurt by not having enough accounts with different lenders. Consolidation makes keeping track of the family finances easier but apparently there are costs to that decision.) | Aug 24, 2009

How to Shop for the Best Home Loan ? Finding the Best Mortgage

You won't get your credit score with your free credit report, so this is something you're going to have to do separately. Two of the best options for obtaining your credit score are myFICO and Credit Karma. Credit Karma is free and provides some neat features to help you monitor your score and make improvements.