Millions of DIY tax filers can file their taxes on Intuit Credit Karma for free this tax season

Credit Karma wants to help millions of Americans file their taxes quickly and for free, and get faster access to their refund with Credit Karma Money

UPDATE: this limited time offer expires at 11:59 p.m. PT on February 9, 2024.

This tax season, Credit Karma members can file their taxes with TurboTax directly on Credit Karma. Tax filers who did not file with TurboTax last year and who choose to do their taxes themselves will be able to file their federal and state taxes in the Credit Karma app at no cost1, and in some cases in as little as 10 minutes. Members who prefer not to file their taxes on their own can receive expert tax assistance for an additional cost, giving them more peace of mind that they filed correctly. Eligible members will also have the option to get faster access to cash this tax season, including access to their refund up to five days early2, and receive recommendations on how to make the most of their refund. 

Through this seamless tax filing experience, taxpayers can access their refund up to five days early when they deposit it into a Credit Karma Money™ account or, for those who qualify, get a Refund Advance loan4 in as little as 30 seconds after IRS acceptance5. Tax refunds are often the biggest windfall of the year for many Americans and this integration will enable members to access their money faster, so they can make a plan for their money. 

Members who choose to receive personalized guidance from Credit Karma and are due a refund will receive recommendations about how to leverage their refund to make financial progress, such as opening a high-yield savings account with Credit Karma Money to start earning interest on their savings. Filers can also get access to other opportunities for making financial progress, like applying for a Credit Builder plan6 to begin building credit and saving money. With Credit Builder, members have been able to improve their credit score by an average of 21 points in just four days.7 

“We’re offering free and fast tax filing to millions of Americans this tax season,” said Courtney Alev, General Manager of Tax at Credit Karma. “Our members trust us to help them understand and manage their finances and now, leveraging TurboTax, we’re helping them with another important element of their finances — their taxes. At the same time, we’re dedicated to providing fast access to refunds so Americans can make a plan for their money – often the biggest windfall of the year for many Americans – and start making financial progress.” 

This accelerated tax filing experience is powered by Intuit’s AI technology that automates data capture, derives insights from financial documents, and builds solutions to decrease data entry by leveraging natural language processing and machine learning. Intuit’s platform has over 60,000 tax and financial attributes per consumer. Intuit’s technology, combined with the data and scale of the Credit Karma platform, creates a fast, personalized tax filing experience.

Each year, millions of Americans turn to TurboTax to get their maximum tax refund8. Similarly, millions of Americans rely on Credit Karma to help them manage their finances, including monitoring their credit scores, shopping for low rates for cards and loans, and tracking their expenses. Now, Credit Karma members can get the best of TurboTax and the best of Credit Karma using the platform they already know and love. 


1 Limited time offer only for Credit Karma members who did not file their Tax Year 2022 taxes using TurboTax Online, TurboTax Desktop, or the TurboTax mobile app. Excludes members who have already filed their Tax Year 2023 taxes using TurboTax. New members who are eligible may not be able to access the offer for up to 28 hours after registration. Offer terms and availability subject to change at any time without notice. 2 To be eligible, you don’t need to file your taxes with a particular tax prep service. However, you will not be eligible if you choose to pay your tax preparation fee using your federal tax refund or choose to take a Refund Advance loan. 5-day early program may change or discontinue at any time. Up to 5 days early access to your federal tax refund is compared to standard tax refund electronic deposit and is dependent on and subject to IRS submitting refund information to the bank before release date. IRS may not submit refund information early. 3 Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. A maximum of 6 withdrawals per monthly savings statement cycle may apply. 4 The Refund Advance loan is provided by First Century Bank, N.A., Member FDIC, not affiliated with MVB Bank, Inc., Member FDIC. Refund Advance is facilitated by Intuit TT Offerings Inc. (NMLS # 1889291), a subsidiary of Intuit Inc. Terms apply. Learn more here: 5 IRS accepts returns starting late-Jan. Acceptance times vary but most receive funds within 4 minutes of acceptance. 6 Credit Builder plan requires you to open a line of credit and a savings account, both provided by Cross River Bank, Member FDIC. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score is 619 or below at the time of application may be promoted to apply for Credit Builder. If your score increases over 619, you may no longer see these prompts. 7 Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 4 days of activating the plan. Late payments and other factors can have a negative impact on your score, including activity with your other credit accounts. 8 See for more information about Maximum Refund Guarantee.