Intuit Credit Karma
You can update your score as often as you want. If you're working to raise your score, this will help you gauge your progress. Credit Karma CEO Ken Lin recommends checking for updates once a month.
Credit Karma is an excellent website if you're planning to apply for a mortgage or auto loan and it will hurt your credit score.
Credit Karma is mentioned in News 4 broadcast!
The first site is Credit Karma. You create your account and you can see your credit score right away and at anytime. You can then look at your report card, which grades you on the major things that impact your score.
In recent months, though, several services, such as Quizzle, Credit Karma and Credit.com have launched programs that provide free credit profiles. These websites can provide a useful snapshot of your credit standing and provide tips on how to improve it.
Ken Lin, CEO of CreditKarma.com, a credit-score service, says card issuers these days often toughen up "on a batch basis" without paying much attention to the particular cardholder's history.
If you don't want to pay, the scores on free sites such as Credit Karma and Quizzle are a good general guide of where you stand...
The belief of Credit Karma is simple: "Consumers have a right to know this information with no charge or without the bait and switch of 30 days free followed by enrollment products with confusing opt out." For this I say a strong amen.
San Francisco-based Credit Karma Inc., which tracks such things, said credit card debt rose 4 percent across the country from October to November, and 14 percent since June.
Credit Karma is truly free and a very valuable resource to help you improve and maintain your credit score.