New month = time to check your credit score
Creditkarma.com is one of my favorite sites on the Internet. Every month it allows you to see your credit score from TransUnion, one of the 3 major credit bureaus.
Responsible Credit Card User? Check Your Free Credit Report
Credit Karma, a financial Web site, recently said that consumers who don't carry at least one credit card have an average credit score of 563. That's fairly low by today's standards, and might foretell a struggle for consumers seeking mortgage or auto loans.
Free Credit Report and Credit Score
And you can get an updated look at the score every day of the year if you want to. Just click the 'Update My Score' button inside the control panel. Your FICO score changes as your credit balances change, so it's worth checking from time to time.
Credit Score
So I actually use Credit Karma (a completely free site). I read some reviews on it last year and I liked what I read, so I decided to use them once a year to check my score.
Credit Score and Credit Report
I personally use CreditKarma.com which obtains data from TransUnion and attempts to estimate your score as close as possible. I've been very pleased with this service and the best part is it's free!
Credit Karma Review
The second step to the CreditKarma.com genius is their credit simulation feature that can help you predict how your credit score will be affected by certain actions. Do you plan to close a credit card, purposely make a late payment because you can't afford to make one on time? Well using this simulator you can whether or not your credit score changes with each action.
Credit scores in KC area higher than national average, report says
A sign of strength for Kansas City area consumers: the average credit score in January was 680, 11 points better than the national average. The information comes from a sampling of more than 100,000 credit scores by Credit Karma, a consumer credit education and services company that works with troubled borrowers.
Good Credit = Good Karma
They're not like most of the other bait and switch companies that give you the onetime report for free only to automatically upgrade you to a paid service. It's a totally pro-consumer and once you sign up you can check your scores anytime and instead of hitting up subscribers they make their money by onsite advertising and offers from partners.
Zen and the Art of Credit Reporting
Credit Karma swaps free credit reports/scores for personal info. It also dishes up financial advice whose path eventually crosses those of marketing partners "who share our vision of consumer empowerment." The site notes: "Your credit score is kind of an expression of this concept; an index of your credit history: your credit karma.".
Free Credit Score with Credit Karma
You all know that using a credit card, building your credit limit, and paying your balance on time build up your credit score. It's always a good idea to check up on your credit score every now and then. Well, there is a free service out here called Credit Karma.