Florida credit scores fall
The credit scores of Florida consumers fell in February, according to CreditKarma.com.
The credit scores of Florida consumers fell in February, according to CreditKarma.com.
While visiting Credit Karma today to renew my score I noticed my score had gone down.
According to Ken Lin, CEO of Credit Karma.com, if you are disputing a specific merchant charge, most credit card companies will exclude that item from payment until the issue is resolved.
Ken Lin, CEO of Credit Karma, says, "Credit repair scams operate on loaded taglines designed to lure desperate, poor credit consumers."
"New fees have emerged as a way to make up revenue, including foreign transaction fees, inactivity fees and minimum finance charges," says Ken Lin, CEO of Credit Karma, which offers free credit scores.
You can get free scores, including your VantageScore, based on the data in your TransUnion file, at CreditKarma.com.
If old late payments are putting a dent in your score, you may be able to persuade creditors to remove them from your credit history, according to Ken Lin of the personal finance site CreditKarma.com.
We've found that AnnualCreditReport is a truly free option for getting your annual report. For monthly score updates, try CreditKarma.
"Think of prepaid credit cards as training wheels in the world of credit. They are best for teaching teens to control spending and the conveniences of how and where to use a credit card, without the risk of falling into debt," says Nicole Mustard, senior vice president of strategy at Credit Karma.
Normally, when you check your credit report for free, you don't get your score. You usually have to pay for it, unless you use a service like Credit Karma.