Credit Karma is the only <strong>free service</strong> of the bunch and you can pull every 24 hours plus one minute.
Like some other companies out there, Credit Karma provides you with credit score for free, but the extras help it to stand out a little more.
Or you can sign up for free credit scores from sites such as Quizzle, Credit.com and Credit Karma, which use the actual information on file about you with the credit bureaus.
If you're after free non-FICO scores, you may visit Credit Karma or Quizzle.com, where the scores they offer are proprietary.
According to Credit Karma's CEO, Ken Lin, 2009 has been a momentous year for credit issues and I have to agree with him. Suddenly, frugality became cool, overspending was out, and consumers put more emphasis on savings and paying down their outstanding debt.
Ken Lin, CEO of CreditKarma.com, talks about how to handle your credit cards, especially now that companies are hiking interest rates, cutting credit lines and imposing new fees.
Credit Karma, a site that looks to help consumers understand, track, and improve their credit scores, has raised a $2.5 million Series A funding round.
The Today Show talks about Credit Karma!
Credit Karma, which also relies on TransUnion data, gives you one of the same credit scores that TransUnion sells directly to consumers. In addition, it provides a report card grading consumers from A to F across seven key components affecting their scores and ranks the importance of each factor as high, medium or low.
For example, CreditKarma.com offers a free daily credit score update. The site also keeps track of past scores so you can monitor progress, and has a report card for grading you on factors that affect scores. Moreover, you have access on this site to a credit-simulator, which can show how scores might change if you applied for a new credit card or line of credit.