Free Credit Karma Tax

Get your taxes done in a snap

Get your taxes done in a snap

Answer a few questions and be one step closer to filing your federal taxes for $0. Plus add state taxes for just $15.

A person holding a coffee cup and a smartphone displaying the Credit Karma Tax filing status selection screen, showing options such as Single, Head of Household, and Married. An overlay card reads: "Fed. Tax Refund $3,453* National avg."

The easiest way to file for $0

File confidently with step-by-step guidance. Federal is 100% free. Just add $15 per state.

All forms included

Schedule C, D, E, A, SE; self-employed Form 1040; crypto Form 8949 & Form 1099-DA. Federal filing is really free for every single IRS form.

Ditch the paperwork. Upload info in a snap.

Directly import your W-2 from millions of employers. Or snap a photo of the forms you have on hand.

Jumpstart your return with last year’s info

Add last year’s tax return to auto-fill your info with ease.

Start for free

$0 federal. $15 per state.

Free Credit Karma Tax is powered by TurboTax.

Optional add-ons for additional convenience

Intuit Credit Karma FreeTaxUSA
Use your refund to pay $29
PLUS bundle1 with 1yr audit defense
$52.97
combined total2
3 yrs federal, 4 yrs state audit defense
Audit defense
Specialist support
Expert final review $39 Not offered
Up to 5-day early refund $35
with your own bank3
Not offered

Free federal tax filing for everyone

  • Do it yourself for 100% free federal taxes. Just $15 per state.
  • Every tax situation covered. From simple to complex.
  • Get every dollar you deserve with 100% accuracy, guaranteed.4
Customer wearing star-shaped sunglasses and a straw hat smiles as she get her federal refund with Credit Karma.

Frequently asked questions

Yes. $0 means $0. We provide 100% free federal tax filing for every IRS form, every income level, and every level of complexity – that includes everything from simple W-2s to self-employed income (Schedule C) and rental properties (Schedule E). No matter your tax situation, you will not be charged a fee to prepare or e-file your federal return.


There is no catch. All IRS forms and schedules are included at no cost, including:

  • Schedule C (self-employed income)
  • Schedule SE (self-employment tax)
  • Schedule D (capital gains and investments)
  • Form 8949 (stock and crypto sales)
  • Schedule E (rental income)
  • Schedule A (itemized deductions)
  • Schedule 1 and other additional income forms

Absolutely not. These are strictly optional "peace of mind" services. You can successfully file your federal return for $0 without selecting any of these add-ons.


Yes. Your ability to e-file a complete and accurate federal tax return is not tied to a purchase. You have full access to all forms and filing capabilities regardless of whether you choose an add-on.


State filing is available for a flat fee of $15 per state.


We want our customers to love our products and services. Because we have customers who pay for our premium products and services, we can offer free tax filing to many customers.


Free Credit Karma Tax is powered by TurboTax technology.

Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.

 

*Not indicative of your actual refund. National average based on IRS data as of February 21, 2025.

 

1 Terms apply.

 

2 FreeTaxUSA offers these services individually for a fee (not included in a bundle): Pay with your refund ($24.99); Audit Defense ($19.99); Specialist Support ($7.99).

 

3 Up to 5 Days Early to Your Bank Account: Personal taxes only. Your federal tax refund will be deposited to your selected bank account up to 5 days before the refund settlement date provided by the IRS (the date your refund would have arrived if sent from the IRS directly). The receipt of your refund 5 Days Early is subject to IRS submitting refund information to us at least 5 days before the refund settlement date. IRS does not always provide refund settlement information early. You will not be eligible to receive your refund up to 5 Days Early if (1) you take a Refund Advance loan, (2) IRS delays payment of your refund, or (3) your bank's policies do not allow for same-day payment processing. Up to 5 Days Early fee will be deducted directly from your refund prior to being deposited to your bank account. If your refund cannot be delivered at least 1 day early, you will not be charged the Up to 5 Days Early fee. Up to 5 Days Early program may change or be discontinued at any time.

 

4 If you pay an IRS or state penalty or interest because of a Free Credit Karma Tax calculation error, we'll pay you the penalty and interest. You are responsible for paying any additional tax liability you may owe. Excludes payment plans. This guarantee is good for the lifetime of your individual or business tax return, which Intuit defines as seven years from the date you filed it with Free Credit Karma Tax. Additional terms and limitations apply. See TurboTax Terms of Service for details.