Do I have to upgrade if I have a complex tax situation?

We might ask you to upgrade, but we’ll waive the fee as long as you start on the app and file by February 28. However, if you don’t file by February 28, the price of the upgrade will apply. This applies to our paid Standard, Deluxe, and Premium products, which are typically required for more complex tax situations. This includes situations like: Itemized deductions claimed on Schedule A, like charitable contributions, medical expenses, mortgage interest and state and local tax deductions Unemployment income reported on a 1099-G Business or 1099-NEC income (often reported by those who are self-employed, gig workers or freelancers) Stock sales (including crypto investments) Income from rental property or property sales Credits, deductions and income reported on other forms or schedules

What’s the difference between this and TurboTax Free Edition?

This is a limited-time offer from TurboTax that provides free, do-it-yourself filing for any tax situation. To qualify for this offer, you must meet the following requirements: You must start your taxes in the mobile app You must use the Do It Yourself product You must not have filed your taxes using TurboTax last year You must file this year’s taxes by February 28, 2026 TurboTax Free Edition is a tax filing product that's available year round on the web or the app. However, only customers with simple tax situations are eligible. ~37% of taxpayers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).**

Limited-time offer, powered by TurboTax

Any tax situation.

100% free.

If you didn’t file with TurboTax last year, enjoy free federal & state tax filing in the Credit Karma app when you do your own taxes by 2/28.*

See offer details

Download the app

Excludes TurboTax Expert products.

“Free” shouldn’t cost $15.99

Credit Karma app vs FreeTaxUSA

Offer details

With the Credit Karma app, tax prep and filing are free if you do your own taxes in the app by 2/28.

See FAQs

This offer is valid only if you didn’t file with TurboTax last year.

To qualify, you must start your taxes in the mobile app.

This offer is only available for the “Do It Yourself ” product. TurboTax Expert products are excluded.

To redeem offer, taxes must be filed by February 28, 2026.

Download and file for free on our app for a limited time

FAQs

If you file after February 28, 2026, the cost goes back to regular pricing, which is based on your tax situation.

The cut off time to file is 11:59pm ET on February 28, 2026.

We might ask you to upgrade, but we’ll waive the fee as long as you start on the app and file by February 28. However, if you don’t file by February 28, the price of the upgrade will apply.

This applies to our paid Standard, Deluxe, and Premium products, which are typically required for more complex tax situations. This includes situations like:

Itemized deductions claimed on Schedule A, like charitable contributions, medical expenses, mortgage interest and state and local tax deductions
Unemployment income reported on a 1099-G
Business or 1099-NEC income (often reported by those who are self-employed, gig workers or freelancers)
Stock sales (including crypto investments)
Income from rental property or property sales
Credits, deductions and income reported on other forms or schedules

If you choose not to start in the app and file by 2/28, the cost of tax filing will go back to regular pricing, which is based on your tax situation.
TurboTax Free Edition is available for qualifying new and returning customers. ~37% of taxpayers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).** Go to TurboTax website

This offer is only available to taxpayers who didn’t file with TurboTax last year. Keep in mind, if you filed with TurboTax the year before last, but not last year, you’re still eligible for this offer.

If you don’t meet this eligibility requirement and try to create a new user account to try to claim this offer, this offer will not apply. Please log out, then sign in using the same credentials you used last year.

This is a limited-time offer from TurboTax that provides free, do-it-yourself filing for any tax situation. To qualify for this offer, you must meet the following requirements:

You must start your taxes in the mobile app
You must use the Do It Yourself product
You must not have filed your taxes using TurboTax last year
You must file this year’s taxes by February 28, 2026

TurboTax Free Edition is a tax filing product that’s available year round on the web or the app. However, only customers with simple tax situations are eligible. ~37% of taxpayers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).**

*File for free when you start your own taxes in the TurboTax or Credit Karma mobile app by February 28, 2026, 11:59pm ET. You are not eligible for this offer if you used TurboTax to file your 2024 taxes. Offer applies only to individual taxes filed with TurboTax Do It Yourself products and excludes TurboTax Experts products. If you need to amend your return after filing in the app, you’ll need to use the TurboTax website to do so, but you will keep your free filing status as long as you are otherwise eligible for the offer.

**TurboTax Free Edition ($0 Federal + $0 State + $0 To File) is available for those filing simple Form 1040 returns only (no forms or schedules except as needed to claim the Earned Income Tax Credit, Child Tax Credit, student loan interest, and Schedule 1-A). More details are available here. Roughly 37% of taxpayers qualify. Offer may change or end at any time without notice.