Take control of your student loans.
If you’re one of the 43 million people who have federal student debt (and you’re wondering what the heck is going on with the restart of payments), you’re in the right place.
Image: Desktop_Hero-2What you can do today
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Image: Group-1480Find out who your loan servicer is with this Federal Student Aid resource
Image: ConfidenceConfirm which loans you have and what your monthly payments are.
Image: Finance_Savings-1If you can, make room in your budget for loan payments.
Image: CKM-directDepositIf needed, explore your repayment options.
How we got here
Where it started
Loan payments had been on pause since the start of the coronavirus pandemic in March 2020.
Where we’re at
Citing executive overreach, the U.S. Supreme Court in June 2023 rejected President Biden’s plan to cancel up to $20,000 worth of student loans for tens of millions of Americans.
What’s next
Interest on federal student loans began accruing in September 2023, and payments resumed in October.
Explore more student loan resources
- Department of Education’s Federal Student Aid website
- Defaulted on student loans? Check out Fresh Start
- What to know about SAVE, the new student loan repayment program
- Forgiveness and other relief options
- Student Loan Calculator