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Question
Sudden large (and impossible) increase in average credit age. Indicative of fraud?
Hi there,
As background, I'm only 20. I received my first credit card at 18, plus I've had student loans since I was 16, so my average credit age has been hovering around 2 years 8 months (I've opened up additional cards since my first at 18).
On the 1st, I updated my CK score and was informed I now have an average credit age of 7 years, 10 months. I've checked with family members, and no one has put me as a joint user on their credit card, so...... what should I do?
Assuming I should contact the credit agencies (which is my first instinct), which agency does my CK score/history come from?
In addition, is there someplace I can get Equifax, TransUnion, and Experian scores + histories in one big purchase (not just the free annual report, but the scores as well)? So far, I can only seem to find them sold individually from each bureau.
Thanks.
Asked by
Deschions
1 year ago
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www.annualcreditreport.com
nbirnbaum2 1 year ago
oh or www.myfico.com but this isnt free but has real fico scores
nbirnbaum2 1 year ago
Try equifax. They had some $4.95 program. Intially you received the three scores and three reports for $4.95. You can cancel after a couple months.
nandog 1 year ago