Tools & Calculators

Use the Credit Karma tools to learn more about how activities will affect your credit score, how credit score trend across ages, or determine how much home you can afford and your payments.

Calculators To Help You Plan

Home Affordability Calculator

Home Affordability Calculator

The Home Affordability Calculator easily estimates how much home you can afford along with estimated monthly payments. More

Debt Repayment Calculator

Debt Repayment Calculator

The Debt Repayment Calculator will show you how long it will take to pay off your credit card debt.
More

Simple Loan Calculator

Simple Loan Calculator

The Simple Loan Calculator helps you determine estimated payments for different loan amounts, interest rates and terms. More

Amortization Calculator

Amortization Calculator

Our amortization calculator will amortize your debt and display your payment breakdown over the life of the loan. More

Credit Score Trends

Credit Score Trends

Trends and differences in credit scores can be a very useful way to learn about credit and credit scores and sometimes it can just be a fun statistic too.

State Trends

Age Trends

Domain Trends

Credit Cards

Interest Rate Trends

Interest Rate Trends

Historical interest rate can tell you when to buy a home or a car because the cost of borrowing is low or it can tell you when to buy a CD or save because returns are high.

Savings & Deposits

Mortgage & Home Equity

Credit Cards

Auto Loans

Also Available On Credit Karma

Refinance Your Credit Card Debt & Save

Finding the best credit card can be a difficult task. At Credit Karma, we compare credit cards across dozens of credit card companies to give you the most up to date reviews and recommendations. More

Credit Simulator

Our simulator will "simulate" how certain financial transactions will affect your credit score over time. By seeing the cause/effect relationship you can work towards improving your credit score while avoiding certain pitfalls. More

Compare Your Credit Standing to Others

Part of understanding credit is learning how your credit compares to other consumers. Our credit compare allows you to see how you compare to others in the Credit Karma community. More