Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report

Share this question with others:

PAY OFF MORTGAGE EVEN AFTER THEY CHARGED IT OFF

Good question?

WE PAID MORTGAGE IN FULL IN JULY 2011. WE STOPPED PAYING THE CREDIT UNION IN FEB. DUE TO BAD CONTRACT WHEN WE SOLD TO OTHER PARTIES. IN ORDER TO OBTAIN INSURANCE CREDIT BUREAUS WOULD NOT INSURE UNLESS WE STOP PAYING. IN FEB THEY CHARGED OFF THE HOME EQUITY LOAN. THEN WE PAID THEM IN FULL IN JULY EVERYTHING WE OWED THEM SO THEY REPORTED THE HOME EQUITY LOAN 4 MONTHS DELIQUENT WHEN IT WAS CHARGED OFF IN FEB AND DIDNT EXIST. CAN THEY DO SUCH AS THIS. IT WAS ALREADY CHARGED OFF. HOW COULD THEY REPORT IT LATE???

Asked by weetang 3 months ago Flag this Question

1 response

Have something to share? Give Advice

Sort By: Newest First Oldest First Top Rated First

You know, typing in all caps on a message board gives the impression that you're "yelling." If you feel something is wrong on your credit report, dispute it.

Reply Cancel Reply

Dawnstream 3 months ago

Enter Your Reply

Please enter a reply

Submit Your Comment

Receive email alerts when responses are added

• Prev
• 1
• Next

Reply To This Question

Enter Your Response
<p></p>

Please enter a response

Submit Your Response

Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.