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My credit report contains incorrect information. How do I get that changed?
My credit report still shows a vehicle loan that was paid off nearly a year ago. How do I get that removed?
Asked by
revned1959
3 months ago
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Paid off items do not just go away. They are part of your credit history and remain on your report for a finite period of time. Normally the reports state when items will be removed. I think the usual for revolving and installment accts is 7 yrs beyond their last activity, bankruptcies are 10yrs. If the loan is in good standing, there is no need to worry about it. It has already made its mark on your report and score. Its the bad items updated monthly you need to worry about.
brighterfuture 3 months ago