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Is there any way to clear my name from a parents credit card that I was a secondary card holder on?
It's making my credit awful because of my Mom's debt and I'm only 19. I can't do anything.
Asked by
britthelms09
1 year ago
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If you are simply an autthorized user you can request that your name be removed from the card. If you signed any paperwork as a co-maker of the card then no.
jte1958 1 year ago
I was an authorized user on a gas card of my moms. When I was 20, she was about to file for bankruptcy and called the issuing bank and asked that I be removed. I made sure to find out when they report to the credit agencies to that I could verify it as soon as possible.
In my case, there was no problem. As stated above, if you are actually a co-borrower on the card, then you're stuck with it until it's closed and paid for.
craigcox 1 year ago
Cool..... your question was answered on Credit Karma's blog post - http://blog.creditkarma.com/credit-scores/this-week%E2%80%99s-top-credit-questions-%E2%80%93-credit-card-conundrums//.
justineriv 1 year ago