- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
how many hard inquiries is to many?
i recently pais off a ch 13 and im now trying to refinance my house and get a small vehicle loan. i need to know if these inquiries will negatively affect my credit im restablishing?
Asked by
gretz
1 year ago
Flag this Question
2 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
I fell for the Best Buy $1000 gift card gimick on my cell phone . What should I do now?
0 Responses
Asked by WRedjohnson
under Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
refi the house first get past that and then work on the car...
car shopping and getting several pulls makes you look desperate...
on the other hand, if you are shopping for a mortgage, and they do more than one pull in a short period of time, it is assumed to be all the same transaction and the multiple pulls dont hurt you.
do the house first, then the car.
matman1490 1 year ago
Matman is right, it's always best to shop around and get some good offers before you actually allow anyone to pull your credit.
You can usually get a copy of your report off annualcreditreport.com and provide that if someone wants to do a hard inquiry on your report - they will use it to estimate their offer. Then when you can narrow it down to one or two lenders you can actually let them do a hard inquiry. The hit will only be a dozen points and your credit score will go back up after a few months.
tjarratt 1 year ago