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credit report dispute
I recently tried to apply for a small short term loan only to find out that a collection has been placed on my credit report for a 2008 debt which is not mine. I thought that this had been resolved in 2008 since I never heard from the agency again. It's an old at&t Uverse acct. which account no. at&t cannot even find. I have already received a free credit report this year. How do I dispute this?
Asked by
suzigirl
8 months ago
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Annualcreditreport.com gives three free credit reports. If you used all three, one from each bureau then check the three credit bureau sites for specials. Sometimes it may cost you $5 to $10 and then you can dispute online, by phone or mail. Then cancel when your done. Good Luck.
nandog 8 months ago
You should be able to get a free copy of the credit report that company used since they denied you a loan. That is required by federal law... that you be given a free copy of the report used to deny you credit. If you do this on-line you should also be able to dispute the charge at the same time!
dreamin 8 months ago