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xqsit1
Member since: May 2009
Total Contributions: 8
Most Popular Contribution
Does use of a debit card for daily use count as credit cart use?
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(8 Total Contributions)How can I see all three credit scores?
Some lenders won't approve you for an FHA loan with a score of 620, strive for 640 or higher.
Response Reply posted 3 weeks ago
How do I remove a collection account that belongs to my ex husband, not me?
Thank you.
Response Reply posted 2 months ago
My score is higher than Credit Karma by 39 points
I'm not complaining. It's just a bit unnerving knowing that CK is that far off of the mark.
Response Reply posted 2 months ago
Capital One® Secured Mastercard®
Please ask to speak to someone located in the United States, the results are far greater, I promise.
Review Reply posted 7 months ago
My score is 613 after filing bankruptcy a year ago. What is the best secured credit card for me?
I'd say either US Bank. The minimum is $300, the annual APR is high (20.99%), but you will earn interest on your deposit. If you are a military spouse or the relative of someone in the military, then I would suggest USAA Bank. The APR is 9.9% and the deposit minimum is $250, which goes into a CD for two years.
Response posted 11 months ago
Does use of a debit card for daily use count as credit cart use?
No, it will not. It has no bearing on your credit score or reports.
Response posted 11 months ago
USAA Federal Savings Bank
For those of you looking for a secured card, I would suggest contacting either USAA if you're eligible for an account or US Bank. USAA offers a secured card with a minimum deposit of $250 which will be placed on an interest bearing CD. US Bank's minimum is $300, but it also draws interest.
Review posted 1 year ago
Capital One® Secured Mastercard®
How long did it take for your credit scores to increase?
Review Reply posted 1 year ago
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No, it will not. It has no bearing on your credit score or reports.
Response posted 11 months ago