mrstegmoto

Great card, high interest. Doesn't surprise me for a jewlery chain though. Have been able to get free interest though on all my purchases. Just make sure you ask what the price is that you have to spend to get the free interest. One time it was $300 and they didn't tell us it changed to $1000 the next time so I had to fight hard to get the free interest for our next purchase but luckily I did get it because I had hit the amount. So just check. Besides that no issues with the card or the company. My husband got the card with a score of 630 at the time and very little credit history and they gave him a balance of 2500. So could be a good place to start to build credit.

So far so good. Had this card now for 3 months. Got a $100 statement credit once I spent $500 but thats easy since I use this card to pay monthly bills and pay it off right away. Have 0 interest for 6 months got it with a score of 668 for my husband. I myself have tried to get this card with no luck even with a score of 698 but I believe I am not approved due to an 8 year old bankruptcy on my report and never late on any payments. So good luck if you are trying to get this card!

Have had no issues with this card. Always gotten the free interest on purchases. Yes you do have to spend a lot to get the free interest but sometimes it can be worth it if you can afford it.