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misshunt

Member since: July 2009

Total Contributions: 1

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Going Shopping for a Credit Card

Hi, I'm trying to determine whether it would help my credit score by applying for an additional credit card. Here's my info: filed bankruptcy 6 years ago, current score is 701, have (1) card which had a $9,000 limit which was just dropped to $4,500 - always paid ahead of time, never late, never just the minimum, current balance is $80.00. My score was 760 in February at which time I helped my fiance purchase a truck by taking the loan in my name as the interest rate was much better (he makes the payments). Other than the $80 balance, I rent a place and have no other debt. How can I best deal with my credit score and get an increased credit limit?

Comment posted 2 years ago

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