jmajtyka3506

Sry, my score was 729, not 629 and I got a 5k limit. Had a bankruptcy 8 years ago, but I now have a home for 4 years now, a Amex cc, multiple store c/c and numerous auto loans since BK and have NEVER missed a payment since BK and my credit utilization is under 8% on all my cards. Very important to keep the cc utilization as low as possible if ya want to get approved and good rates. A good mix of credit is also very helpful.

Same thing here. $5k limit with 629 score. I believe they pulled the transunion score for the approval b/c the score was higher and most often the Equifax score is lowest of teh three for some reason. So they use that to give you a higher rate then you might expect.