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jemstone316

Member since: March 2009

Total Contributions: 1

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Orchard Bank Classic MasterCards

Slightly higher interest rate than my current card, but higher annual fee.    If you really want to rebuild your credit, I have a suggestion to try.  I got a secured Capital One credit card last year.  You won't get any credit limit increases, but in the year I've had it, I've been able to get approved for a couple of other credit cards and an auto loan with a decent interest rate.  You're starting credit limit is only $200, so you can't screw yourself with it but you can't increase your limit unless you pay more on the security deposit.  The deposit is refunded once you cancel the card and pay the balance in full. 

Review posted 3 months ago

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Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards
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  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards
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  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
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  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
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