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dogmb40
Member since: September 2010
Total Contributions: 1
Most Popular Contribution
Is it better to pay off a credit card every month or make payments toward the balance every month?
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(1 Total Contributions)Is it better to pay off a credit card every month or make payments toward the balance every month?
It is best to use all of your credit cards at least once per month and pay off 100% of the balance. This will greatly help your credit score and cost you nothing in interest. If you have 4 credit cards, then use a different one each time you fill up your car with gas. I followed this method and it always helped my score. On my report it says paying as agreed and payed more than the minimum.....since I always payoff 100%. A good rule to follow is do not use the card unless you have the money in the bank, at the time you use the card. That way when the bill comes due, you will always be able to pay it off.
Response Reply posted 1 year ago
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It is best to use all of your credit cards at least once per month and pay off 100% of the balance. This will greatly help your credit score and cost you nothing in interest. If you have 4 credit cards, then use a different one each time you fill up your car with gas. I followed this method and it always helped my score. On my report it says paying as agreed and payed more than the minimum.....since I always payoff 100%. A good rule to follow is do not use the card unless you have the money in the bank, at the time you use the card. That way when the bill comes due, you will always be able to pay it off.
Response Reply posted 1 year ago