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burntwilly
Member since: August 2011
Total Contributions: 1
Activity
(1 Total Contributions)Gold Delta SkyMiles® Credit Card from American Express
Question: Many years ago, I had bad credit (irresponsible college student) Since then, literally all of my baddies have fallen off. I now have 2 secured cards with cap1 and bofa and my fake scores from "one of those free credit places" is 655 on all 3. Myfico.com says my file is too thin as I do not have any accounts older than 6 months, which I expected, since I only got the secured cards earlier this month. When Amex pulls reports for this or other cards, are they too going to see the thin file (no credit)? CK says my score is 673. I am assuming that I will likely get denided for this card. Does anyone think a recon would be in order if I am denied?
Review posted 9 months ago
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