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ToniM2000
Member since: December 2009
Total Contributions: 2
Activity
(2 Total Contributions)Capital One® Classic Platinum Credit Card
CK Score of 724
Approved.
0% APR on purchases until July 2010 then 22.9%
No annual fee
$500 credit limit.
I'm happy.
Review posted 2 years ago
Understanding Credit Scores
I have a question:
My current credit score is 693 (it was 739 in December, 724 in January)(recent credit card balance payment not reflected)
I have a US Bank Visa Platinum Credit card with a $450 credit limit and currently owe a balance of $225.16. I have always made on time and over the minimum payments on it.
I received a pre-approved offer from Capital One for a Platinum Master Card Credit Card with a $500 credit limit, applied, was accepted and have activated my new card. They are offering me the option of transferring my US Bank Visa balance to my Capital One Master Card.
"Transfer a balance at your existing purchase rate. No Fee! "
My existing purchase rate is 0% (introductory rate) which changes to 22.9% in July 2010.
I can pay the balance off before then.
Would this be a wise move and make any improvements to my credit score, etc.?
Thanks in advance for any advice.
Comment posted 2 years ago
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