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EricLThomp
Member since: July 2011
Total Contributions: 3
Activity
(3 Total Contributions)Is it better to pay off a credit card every month or make payments toward the balance every month?
So you are basically saying that you have to pay interest always then right? The interest is added the day the statement comes out right? If you pay before that, it shows no balance, so you wait for the statement, then pay it right after, each time? correct?
Response Reply posted 10 months ago
What is credit card utilization?
"I know exactly why you got C. You might have had 0 balance at the time when Credit card Statement was prepared." Should you not pay off the things you charged during the month BEFORE the statement is prepared to avoid having to pay the interest charges?
Response posted 10 months ago
What is credit card utilization?
I thought the magic number was 10% utilization? But is it really 7% for the best score?
Response Reply posted 10 months ago
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