See All Karma Offers
Karma Offers
5.01% APY No Fee Checking Account
36 comments
Unfortunately, this offer has expired.
Here are related offers of interest:
First Banking Center is offering a checking account with 5.01% APY on balances under $25,000 with no ATM fees, no minimum balances, and no service charges. Please read requirements.
Requirements to Qualify
- Make at least 10 Check-Mate Card purchases (excluding ATM transactions
- Receive a monthly electronic statement
- One direct deposit or ACH auto debit
- $100 minimum initial opening deposit
Benefits
- No minimum balance requirement
- No monthly service charges
- Unlimited check writing with no per check fees
- Free check safekeeping required
- Interest is credited to the account monthly, based on the following tiers:
- On balances from $0 - 25,000
- On balances from $25,001 and over OR base rate for all balances if requirements are not met
- 24-hour account access via Internet available
- 24-hour account access via telephone
- Overdraft Privilege program attached
- Direct Deposit available
Offered by:


Ananyo
Jun 22
9:47 am
The Rewards Checking is not FDIC insured according to online documentation....any comments on that?
Reply Cancel Replybarryhurst
Jun 8
12:28 am
Rate is reduced to .5% for balance above $25,000. If any requirements are not met in a month the rate is .1%.
10 debit card transactions each month may be difficult for some.
Reply Cancel Replyklawsteve
May 12
4:25 pm
Does anybody know exactly what a 'Check-Mate Card' and a 'Check-Mate Card transaction' are? Since one needs to make 10 of these purchases per month, it is critical to know whether or not there is a fee associated with them.
-s
Reply Cancel ReplyCK Moderator
I believe that is their debit card but someone else may know better.
leosantore
May 6
8:34 pm
Since I don't want to drive to WI because I am also in PA. I went with Malvern Federal Savings ang got 5.01% on up to $35000.00 and only had to drive 20 miles. Found them on http://www.CheckingFinder.com.
Reply Cancel ReplyCK Moderator
Checkingfinder is a good product
bjerwin99
May 3
2:32 pm
So far so good. Requiring the 10 debit transactions per month to qualify is a little annoying, but well worth it to get 5%! If you prefer to bank locally you can just go to checkingfinder.com, look at the national directory to find banks in your state, and see which ones have a similar offer.
Reply Cancel Replymdahlin
Apr 28
3:55 pm
Initial deposit is $100 not $1.
Reply Cancel ReplyCK Moderator
Fixed. Thank you.
JuggaloJer
Mar 15
8:04 pm
they want you to go into the branch im in pa they are in wa
Reply Cancel Replysmsaenz
Mar 12
1:54 pm
If you go to CheckingFinder.com and put in your zip code it'll pull up banks that have these high interest rate accounts. It'll show you how much you'll earn at each bank and then let you Apply and fund the account ONLINE!
Reply Cancel ReplyHiJax
Mar 11
2:45 pm
The requirements seem OK - until you find that you must make at least 10 card purchases! :<(
Reply Cancel Replydoevalley
Mar 10
3:01 am
I opened my account on line on 2/26/2009. The whole process took less than 15 minutes. As of 3/08 2009 I have received and returned my signature card,my debit card and 34 cents interest. I have called them twice without incurring any type of charges. Also guess what, when you call a real person answers the phone. It doesn't get any better than that. By the way I live in Florida, so everything was done on line. I would recommend this bank to anyone and everyone.
Reply Cancel Reply