Credit Cards - Student Credit Cards
Student credit cards are a great way to begin building your credit history. While the credit limits tend to be lower than general credit cards, the credit score requirements can often be lower as well.
Because a long credit history is the backbone of a good credit score, you should plan on keeping your student credit card in good standing long past your college days. We suggest you pick a student credit card with no annual fees and a low interest rate. You can gain rewards and other perks with subsequent credit cards. Below are some of our favorite credit cards for students.
Recommmended just for you
Citi® mtvU™ Platinum Select® Visa® Card for College Students
- 0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.*
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
- Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, travel, electronics, music and more.
- No Annual Fee
Why we recommend it...
If you are like most students, you will carry a balance on your credit card. This Citi Platinum Select credit card has one of the lowest rates for students This student credit card even comes with rewards points for every dollar spent. Remember that student credit cards are the foundation of your credit so make sure you pick one with no annual fee.
Pros:
- Low APR
- Lower Credit Requirements for Students
Cons:
- Lower Credit Limits
Credit Score Approval Data †
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Additional student credit cards
Citi Forward(SM) Card
- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 6 months on purchases and balance transfers.
Discover® Student Card - Monogram Collection
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
Discover® Student Card - Tropical Beach
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. We hope this information helps you in your selection. Please note because factors including income, length of credit history, and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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