Why pay an annual fee for your credit card when you don't have to? A no annual fee credit card automatically begins saving you money over existing cards that charge you an annual fee. Many no annual fee credit cards also offer introductory rates as low as 0%, meaning you can have a "free" loan with your free card for an introductory period. A free credit card can even earn you rewards such as miles, cashback, merchandise, hotel stays, and more.
Why we recommend it...
If you have excellent credit and want to benefit from a great rewards program with no annual fee, the Capital One VentureOne card could become your new go-to credit card. Capital One’s VentureOne card enables cardholders to earn 1.25 miles per dollar on every purchase with absolutely no limit on the miles you can earn. This card brings generous reward terms to your wallet with no black-out dates, any airline choice, and no expiration date on miles, and best of all, no annual fee.
A great incentive to get this card is the current introductory rate of 0% APR on purchases until February 2011. Take advantage of this generous, no-annual fee card and enjoy the interest free purchases until next year.
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Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Why we recommend it...
Blue Cash from American Express offers one of the highest-earning cash back programs available. You can earn up to 5% cash back on supermarket, gas station, and drugstore purchases and 1.25% for all other purchases, with unlimited earning potential. The only caveat is that eligible purchases must add up to more than $6,500 annually to reach the 5% and 1.25% cash back earning tier; otherwise, your rewards rate is 1.0% for specific category purchases and 0.5% for all other eligible purchases.
If you are a big spender with great credit, Blue Cash is the best cash-back, no annual fee choice to earn you better rewards the more you spend. Plus, American Express is offering 0% APR on purchases for 6 months so you can earn cash back on your purchases without paying interest.
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Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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