Why we recommend it...

If you want the lowest of the low interest rates available, the best possible credit card terms, and a stellar intro APR offer, the Capital One Platinum Prestige card has all these perks with absolutely no annual fee! Try topping that.

Platinum Prestige is a no-fuss credit card that gives a generous 0% intro APR until September 2011 on balance transfer and purchases, and a terrifically low 11.9% APR after that. A low APR like Platinum Prestige helps save you thousands when carrying balances month-to-month.

You’ll need excellent credit for this card, but if you can qualify, its one of the best no annual fee cards for people who carry large balances and balance transfers with minimal cost. Platinum Prestige is a great way to reward yourself with low rates.

Why we recommend it...

The Chase Freedom SM Credit Card is an excellent card to have handy if you want to earn cashback on every purchase without having to pay the annual fee typically tacked onto great rewards programs. With Chase Freedom, you earn 1% cash back every time you swipe anytime, anywhere, and for anything. Plus, Chase offers extra bonus rewards earning opportunities like a stand-out 5% bonus cashback in special rotating categories, additional 20% bonus cash back at select merchants, and 2% cashback on eligible airfare. For credit-weary consumers, Chase is on your side with the added Chase Blueprint features to help manage finances with custom payment plans, spending progress monitoring, and more. As another bonus, Chase is throwing in 0% intro APR for up to 12 months.

How could you pass up so many rewarding and useful features in the Chase Freedom Card, especially without a pocket-burning annual fee to worry about? Just sit back, spend interest free for up to 12 months, and earn cash and rewards with Chase Freedom.