- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Business Credit Cards
Business credit cards are a great way to track your expenses for your small business. Credit Karma provides credit card reviews to help you find the best business credit card for all of your needs. Some credit cards are great for carrying a balance, while others provide ways to earn miles or rewards on everyday business purchases. Picking the right business credit card can save you thousands of dollars each year or help you get to Bora Bora for free.
Recommmended just for you
Ink CashSM Business – Earn up to $250 Bonus Cash Back
- Earn up to $250 Bonus Cash Back
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months and no annual fee*
Why we recommend it...
The business credit card sector has seen limited options with the recent economic problems. That is why we are happy to see Chase introduce the Chase Ink Cash(SM) business credit card into the market. This cash back business credit card has no annual fee and allows you to earn up to 3% cash back on eligible business purchases with no limit on the amount you can earn. These types of benefits are becoming more difficult to find in the business credit card market.
Along with the cash back features, the Ink Cash comes with Blueprint, a set of tools that help you manage and customize your payments. When you combine all the features, this makes an excellent business credit card.
Pros:
- No Annual Fees
- Cash Back up to 3%
- Ability to issue multiple cards to employees
Cons:
- Credit requirements
Credit Score Approval Data †
747
Average Credit Score Approved for this Card
731
Lowest Credit Score Approved for this Card
Capital One® Spark(SM) Classic for Business
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Why we recommend it...
The Capital One Business Platinum Card is a good way to save money while building credit for your business.
With the Capital One Business card, you can customize employee cards, including setting individual spending limits and tracking their purchases on your monthly statement. A free year-end summary is also available to help simplify your budgeting and planning. This card offers 0% intro APR on purchases until June 2012, and $0 fraud liability if your card is ever lost or stolen.
With great tools and experienced representatives trained to work with business owners, the Capital One Business Platinum Card is a great choice for your business expenses.
Pros:
- 0% intro APR until June 2012
- $0 Fraud Liability Protection
Cons:
- Annual Fee
Credit Score Approval Data †
tbd
Average Credit Score Approved for this Card
tbd
Lowest Credit Score Approved for this Card
Additional business credit cards
The Plum Card® from American Express OPEN
- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
Starwood Preferred Guest® Business Credit Card from American Express OPEN
- Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
The New Business Gold Rewards Card® from American Express OPEN
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
- One million rewards from over 500 brands
- Unlimited Rewards Potential- there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual membership fee of $50- and this fee is waived for the first year
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma members have received approvals with these Credit Karma credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
Featured Credit Card Partners
Our FREE service is made possible in part with the support of our sponsors and partners.
Popular Credit News
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
452 Comments
Understanding Credit Score Differences
February 27, 2008
355 Comments
Top 5 Credit Misconceptions
September 25, 2008
324 Comments
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
