Capital One® Cash Rewards - $100 Cash Back Bonus

42 Reviews | Write a Review

Offered by: Capital One

1-866-960-8706

Purchase Intro Rate 0%
Purchase Intro Period Until June 2013
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period Until May 2013
Regular APR 12.9% – 20.9%* Variable
Balance Transfer Rate 12.9% – 20.9%* Variable
Cash Advance Rate 24.9%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 3%, Min: $10
Balance Transfer Fee 3%

Capital One® Cash Rewards - $100 Cash Back Bonus features:

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.
  • No annual fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$618

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,760

$3,947

$5,441

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$456

$456

$456

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$100

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,407

$4,403

$5,897
Total Savings over 3 Years

$13,707

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

Got instant approval for $3,000 CL with a CK score of 713 and Vantagescore of 786 (21 years old so all my credit is less than 3 years old).  Got the 0% APR for a year but then it's 20.9% after that, which I always pay my bill in full anyways so I don't have to worry about that.   Getting $100 off of $500 is pretty nice though!  And the 1.5% cash back will go great at WalMart which never seems to get into any 5% rotating categories on other cards.

Rockaby 6 days ago

Instant online approval. $7,500 limit, CK score of 689. This is my first personal card, though I have been on one of my parents card for several years, and I have one auto loan with no late payments. 

Anonymous 1 week ago

Highly complementary to other rewards cards.  1% cashback on all purchases with a bonus 50% on all cashback earned after one year so basically a 1.50% cashback card.  If you're savvy about rewards cards like me and use the correct (Chase, AmEx, Discover, Citi, etc.) card to maximize your earnings on specific categories I highly recommend getting the Capital One Cash Rewards card to maximize your rewards on categories you aren't getting cashback for in excess of 1.5%. Plus- CapitalOne lets you apply your earned cashback rewards to your statement as soon as they clear so you don't have to wait to reach a certain amount (like $20, $25, $50) to redeem rewards.

DanielPlainview 1 month ago

611 credit karma score and got approved for 300$ LOVE IT ♥ i had a bank of america credit card for over 2 years now idk if tha matters 

nersa 1 month ago

+1

I use to work for Cap One in their Executive Office.  I wouldn't give their credit card to my dog (even if I had one).  Their practices are horrible.

Himanot 1 month ago

See all 42 Reviews of Capital One® Cash Rewards - $100 Cash Back Bonus

Write a review of Capital One® Cash Rewards - $100 Cash Back Bonus

Credit Score Approval Data

Ideal for those with Fair Credit:

693

AVERAGE Credit Score Approved for this Card

606

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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