Discover® More Card

68 Reviews | Write a Review

Offered by: Discover® Card


Purchase Intro Rate 0%
Purchase Intro Period 15 Months
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period 15 Months
Regular APR 10.99% – 20.99%* Variable
Balance Transfer Rate 10.99% – 20.99%* Variable
Cash Advance Rate 23.99%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 5%, Min: $10
Balance Transfer Fee 5%, Min: $10

Discover® More Card features:

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$878

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$671

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,032

$4,459

$6,084

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$2,825

$4,459

$6,084
Total Savings over 3 Years

$13,368

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

Approved for 6000 with a credit karma score of 660

logon2040 2 days ago

Was approved for $1500 with KC score of 735. Pros: 0% 15 months, Cash Back(category type), No annual fee Cons - Cash back on the first $1500 only.  Customer service ok.

nandinig 1 week ago

Accepted 0% preapproval offer, approved for 7500 limit online. Transunion score 641.Surprised and happy as highest limit to date was 2700.now i have enough to transfer higher interest debt. Interest rate for purchases unknown yet.Thanks Discover!

Anonymous 2 weeks ago

Credit Karma score 704, approved for $2000 balance transfer. Spoke with a real person on the phone who was very helpful. Understood I was looking to pay off debt through transfer. After paying down $900 they raised my limit to $2600 and allowed another balance transfer. Overall very happy with this card!

eitucatsuj 2 weeks ago

 Got approved for $12500. they checked for Transunion score .. credit karma score 762.

salukutinaveen 2 weeks ago

See all 68 Reviews of Discover® More Card

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Credit Score Approval Data

Ideal for those with Good Credit:

711

AVERAGE Credit Score Approved for this Card

606

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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