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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Offered by: CitiBank

43 comments | Comment on this offer

Details

Purchase Intro Rate	0%
Purchase Intro Period	7 Months
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	As Low As 17.24% (V)
Balance Transfer Rate	As Low As 17.24% (V)
Cash Advance Rate	25.24%
Annual Fee	None
Late Fee	$15.00*
Cash Advance Fee	3.00%, Min: $5**
Balance Transfer Fee	3.00%, Min: $5**

Citi® mtvU™ Platinum Select® Visa® Card for College Students features:

0% APR* on purchases for 6 months if you qualify based on your application and credit history.*
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
Redeem points for gift cards, travel, electronics, music and more.
No Annual Fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(43 Total Comments)

Go to the Citi website and check out the Citi forward visa, especially if you've already graduated. Same "Thank You" rewards program, but you get 100 bonus pts/mo instead of 25, same 5pts/$ bonus offers and a .25% rate reduction every time you pay on time for 3mos straight (up to 2% total reduction).

CreditKarma (TU) score was 643. myFico (EQ) score was 691. Citi pulls your EXP report. I had no revolving credit, only student loans. Instant approval for $2300 - Lots of great card benefits. No annual fee."

steadman at 9:56 am Dec 31

Further processing is required at this time. We will contact you within a week via email regarding our decision. Fico score of 760."

labella2 at 6:30 pm Dec 20

FICO of 652, a Junior class standing (no bankruptcies or serious deliquencies)and approved with an initial offering of $4k. This is great, I can transfer the balance of my higher interest Platinum Cards, pay them off in the 6 month grace period and still have room for a crisis."

djs1966 at 12:56 pm Nov 19

Denied with a 676. Says "lack of revolving account information" according to Experian...so I assume that means I don't have a credit history, all I have on my report are student loans. What confuses me is that the offer states that no credit history is required. I guess credit is still tight. I guess I'll just go with a secured card."

ahughes at 9:50 am Nov 19

approved with a $3,500 credit limit and 670"

Pascual at 10:06 am Nov 14

where you asked to provide proof for your enrolled school?"

mmobed at 2:32 pm Nov 15

Were you asked to provide proof of college enrollment?"

mmobed at 2:32 pm Nov 15

was approved but hate the company! Anytime you call you get put on hold FOREVER! They charged me an over the limit fee for there own fee (some annual fee) so before I knew it it was maxed out my them and way over the credit line! I had to close it just to stop getting so many fees at the last point my apr was 22%!!!"

jultiren16 at 10:58 am Nov 2

Is this a good card?"

k112_tc at 8:46 pm Oct 26

Further processing. Fingers crossed..."

mkmann at 10:45 am Oct 23

I am looking for a credit card. I have "TOO THIN" of a file to get a credit score... What should I do?"

whtisdaway2b at 4:29 pm Oct 21

Public Savings Bank. No credit check and many people have reported a very positive experience.

CK Moderator

650 further processing"

ladykaede at 2:05 pm Oct 15

Comment On This Offer

Credit Score Approval Data

Ideal for those with Fair Credit:

690

AVERAGE Credit Score Approved for this Card

646

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.