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On January 22, 2008, the Fed decided to cut the Federal funds rate a whopping 75 basis points to a scant 3.5 percent, the lowest it's been since August 2005 (Source: federalreserve.gov).... More
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- January 26, 2008
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What started out as a way to avoid carrying cash or checks, known then as "charge cards," has blossomed into the giant credit card industry we know today. With so many cards to choose from, how do you pick the one that’s right for you?... More
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- May 09, 2008
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Every year more than 1.5 million Americans file for bankruptcy for a variety of reasons. While bankruptcy has many negative effects, it does offer people with devastated finances a fresh start.... More
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- September 25, 2008
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On Tuesday, January 22nd, the Federal Reserve slashed the federal funds rate by three-quarters of a point to 3.5% - the largest one time cut in nearly 24 years. This should immediately benefit consumers with home equity lines of credit, credit cards, and... More
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- January 22, 2008
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There are few numbers in life that matter as much to your financial outlook and well-being as your credit score. But which credit score is the right one? The most important? And, for that matter, how come your scores are often different from one...... More
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- February 27, 2008
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Everything college students need to know about getting and using their first credit card. You've seen the ads and been tempted by the giveaways - but how much do you really know about credit cards?... More
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- September 25, 2008
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One of the more significant trends of the past two years has been the struggle of American households to save money, according to Informa Research Services. With a steady decline of disposable income due to rising mortgage costs and inability to save...... More
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- December 18, 2007
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With post-holiday debt on the rise, many consumers have made "managing their finances better" as their top priority for the new year. Here's a simple 5-step plan you can implement immediately to improve your financial situation... More
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- December 18, 2007
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Just because you want to save a bit of money doesn't mean that you have to lock your money away for a long period of time. The key is to find smart ways to save that will allow you the flexibility that fits your financial situation.... More
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- December 17, 2007
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If you are a homeowner looking to use your home as a financial resource, then a home equity loan may be right for you. A home equity loan is a loan in which the borrower uses the equity in their home as collateral.... More
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- December 18, 2007

