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92

percent

The Fed Cuts Rates Again: What You Should Do Now

On January 22, 2008, the Fed decided to cut the Federal funds rate a whopping 75 basis points to a scant 3.5 percent, the lowest it's been since August 2005 (Source: federalreserve.gov).... More

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  • January 26, 2008
89

percent

Does the Federal Funds Rate Affect My Mortgage?

On Tuesday, January 22nd, the Federal Reserve slashed the federal funds rate by three-quarters of a point to 3.5% - the largest one time cut in nearly 24 years. This should immediately benefit consumers with home equity lines of credit, credit cards, and... More

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  • January 22, 2008
89

percent

Fed Rates Keep Falling

Today, the Fed slashed the Fed funds rate by 50 basis points. Like most things, dropping rates are a game of give and take; the lowering of Fed rates can be beneficial for some parts of your financial life and detrimental for others. So how exactly can... More

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  • January 31, 2008
83

percent

How to Pick the Right Real Estate Agent

Some of the most important decisions that you will make in your life are the ones associated with buying or selling a home. If you are a buyer, then you have to find the right neighborhood, the right home, and the right mortgage.... More

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  • December 18, 2007
82

percent

Right Time to Refinance a Home?

The costs savings to refinance a mortgage loan can be a considerable amount. Some homeowners with higher adjustable rates are finding that now is a good time to refinance their mortgages.... More

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  • December 18, 2007
81

percent

Down Payment Holding You Back? It Shouldn’t.

Do you have your eye on that four bedroom house with a white picket fence and a bonus room? You’ve compared interest rates and monthly payments, and the only thing holding you back from buying your dream home is the large down payment required?... More

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  • December 18, 2007
75

percent

How to Refinance Your Home Remodeling Project

With the market for existing home sales declining, homeowners are deciding not to sell their homes but upgrade instead, according to Informa Research Services. A recent study conducted by Harvard University's Joint Center for Housing Studies, estimates...... More

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  • December 18, 2007
71

percent

Should You Pre-Pay Your Mortgage?

As with most things in the financial world, the answer to this question is not a simple one. There is not one piece of advice that should be given to everyone. Instead, there are several factors that should be taken into consideration when deciding whethe... More

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  • December 18, 2007
71

percent

Home Equity Loan Overview

If you are a homeowner looking to use your home as a financial resource, then a home equity loan may be right for you. A home equity loan is a loan in which the borrower uses the equity in their home as collateral.... More

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  • December 18, 2007
67

percent

Use Rate Tables to Stay Atop Changing Market

On September 16th, 2008, the Federal Reserve kept the target Fed Fund’s rate steady at 2.00%.... More

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  • September 17, 2008
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