Prime Visa and Amazon Visa

Get a $100 Amazon Gift Card instantly upon approval with an eligible Prime membership*

*Offer details ^†Pricing & Terms

No annual credit card fee plus no foreign transaction fees^†

Amazon.com

Earn unlimited 3% back on your Amazon.com purchases or 5% back with an eligible Prime membership*

Amazon Fresh

Earn unlimited 3% back at Amazon Fresh online or in-store or 5% back with an eligible Prime membership*

Whole Foods Market

Earn unlimited 3% back online or in-store at Whole Foods Market or 5% back with an eligible Prime membership*

Chase Travel

Earn unlimited 3% back on Chase Travel purchases or 5% back with an eligible Prime membership*

Gas stations

Earn unlimited 2% back at gas stations*

Restaurants

Earn unlimited 2% back at restaurants whether you dine in or take out*

Local transit and commuting

Earn unlimited 2% back on local transit and commuting, including rideshare*

All other purchases

Earn unlimited 1% back on all other purchases anywhere Visa is accepted*

No more waiting. Redeem daily rewards at Amazon.com as soon as the next day

Or redeem at Chase.com for cash back, gift cards, or travel

PRIME EXCLUSIVE

Earn 10% back or more on select products with Prime Card Bonus

Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon. Limited-time offers.*

Additional benefits built right in*

• Auto Rental Collision Damage Waiver
• Baggage Delay Insurance
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Roadside Dispatch
• Travel Accident Insurance
• Travel and Emergency Assistance
• Purchase Protection

Learn more

Get it now, pay over time with equal monthly payments

Choose to earn rewards OR take advantage of 0% promo APR for 6 or 12 months on purchases of $50 or more when you use the card at Amazon.com or at eligible retailers with Amazon Pay. After the 0% promo period a variable APR of 19.49% to 27.49% applies^†

Learn more

PRIME EXCLUSIVE

Prime changes everything

Eligible Prime cardmembers earn 5% back at Amazon and Whole Foods Market — plus 10% or more on a rotating selection of items and categories on Amazon.com. And we’re just getting started.*

FAQ section

How do I get the Amazon Gift Card offer?

How do I use my Amazon Gift Card for purchases?

How do I earn rewards with my Prime Visa or Amazon Visa?

How do I earn 3% back or 5% back on Chase Travel purchases?

How do I pay my Prime Visa or Amazon Visa bill?

When will I receive my physical credit card?

Get a $100 Amazon Gift Card instantly upon approval*
*Offer details †Pricing & Terms

Customer reviews

4.2 out of 5

106,892 global ratings

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Abby

Predatory interest policy - and I am a loan underwriter!

Reviewed in the United States on March 19, 2018

Style: Amazon Visa

This card has sneaky interest rate policies that you should be aware of prior to getting the card. I am a loan underwriter and credit analyst, so this experience was particularly irritating because I know exactly how credit cards work! I received my first statement and paid all but $25 (by accident, meant to pay in full) on time. So my carryover balance was $25, which I would expect to be charged interest for. However, on the next statement I see I have been charged interest for the full balance PLUS my new purchases, of which I was still within the grace period at that point. This happened again the following month. So I called Chase and was told that for this particular card, if you don't pay the balance in full they charge interest on the TOTAL balance - not the carry-over balance like most other credit cards, which in my case was $25 - PLUS they will forego the grace period on your current purchases! I told them I won't be using this card anymore, and that this is predatory. Beware, if you can't pay the balance in full by the due date each month, the interest you will be charged is not worth the rewards; you will wind up spending more on interest than you will receive back. My FICO is in the 800s and they are charging over 15% APR - with no grace period because of that $25 carryover the first month - so I imagine the average interest rate on this card is well over 20%. There are much better reward cards out there that don't practice usury.

96,973 people found this helpful

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Michael

Great all-rounder

Reviewed in the United States on May 2, 2024

Style: Prime Visa

I use this card for daily expenses, Amazon purchases, and while traveling. It's a very versatile card that is directly integrated into your Amazon and Chase banking. And there are no foreign transaction fees.

There are a few catches though. You probably do not want to carry a balance on this card, as the rates are not great. Promotions are also very few and far between, but there is no annual fee, so you cannot expect much. Finally, read the small print for the cashbacks to make sure you get the full benefits.

4 people found this helpful

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Jorge Torres

Worst credit card experience as customer.

Reviewed in the United States on February 12, 2019

Style: Prime Visa

I applied for this card making sure my credit score was good enough to obtain it. I hate the feeling there are things out of my control so I studied all the requirements before sending the request. I'm a declared fan of all Amazon's products, this couldn't fail.
After a few days I got a letter from Chase asking me for some details such as my SSN card and a proof of residence. Fair. During that day, I went to a Chase office in person to show all my papers, and they said "you're approved". Effectively, I got my card a week later. It came with a described list of all basic steps: how to activate it, sign in for online account, etc. Even my Amazon account automatically assigned this card as my default payment method. To make sure it was properly working, I bought a couple of stuffs on Amazon without using the $70 gift card. I thought "I can use the benefit later" and it worked as expected.

Sounds like a nice story, right?

Well, next day I tried to pay my lunch with my brand-new Amazon Prime Visa but it was rejected. I didn't pay much attention and I just called by the end of the day to Chase. Surprise was to hear they'd decided to close my card without immediate notice. In addition, they said they didn't have access to the actual reasons. They just said I had to wait seven to ten days for a letter with the reasons. I must be honest, I was totally upset with this situation and I thought to send this feedback right away. But, what is a good review without the whole story?

Today I got the glorious letter. The reason? NOT ENOUGH CREDIT INFORMATION ON FILE.

Really? Don't they have the chance to check this after asking me for my SSN, ID, creating a hard inquiry on my credit score, etc? Don't they have the chance to check this information BEFORE SENDING THE PHYSICAL CARD?

I thought Chase + Amazon = best combination.

Now, for the very first time, I cannot recommend an Amazon product.

65,961 people found this helpful

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Debbie Speer

Decent earnings, high interest rate

Reviewed in the United States on May 2, 2024

Style: Prime Visa

I love earning bonus dollars to use on Amazon purchases. But, we stopped using it because of the high interest rate, despite an excellent credit score. I know that interest rates are high across the board, but I think Amazon Chase could do better.

2 people found this helpful

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Aimee Dietz

Investigated my own fraud

Reviewed in the United States on April 25, 2024

Style: Prime Visa

I have this card because I use it on my purchases with Amazon. Usually all I use it for. When I had someone use my card information and make a purchase on my card, I wasn’t supported by Chase. Instead, I had to do my own investigation and submit a police report and once I “proved” it wasn’t me, it was credited back to my account. And this was all because the seller of the services said it was me and they verified it. That really hurt me as a customer. Also, it’s my highest % rate and I have 5 major credit cards. But I still like using it for Amazon purchases.

9 people found this helpful

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Mickey789

Beware: I didn't carry a balance, I guess Chase wasn't making enough money, so they changed the rules

Reviewed in the United States on December 12, 2013

Style: Amazon Visa

I had the Amazon Rewards card from Chase years ago, from about 2005 to 2007. I was one of the very first Amazon Prime members. I used this card a LOT, loved getting the 3% back, and I never kept a balance on it. Then one day, Chase informed me that they would begin charging interest from the date of purchase rather than from the end of the statement cycle. In other words, they would be treating purchases as if they were a cash advance in terms of when interest applied. Mind you, I NEVER kept a balance on the card. I called someone at Chase in disbelief, saying, "It looks like you're charging me interest from the date of sale, unlike every other card on the planet." The customer service person simply said yes, that was true (no attempt to keep me). I immediately canceled.

I spent a lot with Amazon, apparently got too much in rewards (from Chase's perspective), and paid off my balance in full every month--so I guess Chase just wasn't making enough money. I noticed the $50 off the HDX promotion today, and I checked to see whether Amazon still sullied their reputation by associating with Chase. When I saw that they did, I had to write this review. Chase, you should be ashamed. I kept up my end of the deal, but I suppose you weren't making enough money on the fees you charge Amazon alone, so you changed the rules on me to try to squeeze out a few bucks. To this day, I will not consider a Chase card or Chase banking services.

52,327 people found this helpful

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106,892 customer ratings

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Prime Visa and Amazon Visa

No annual credit card fee plus no foreign transaction fees†

Amazon.com

Amazon Fresh

Whole Foods Market

Chase Travel

Gas stations

Restaurants

Local transit and commuting

All other purchases

Or redeem at Chase.com for cash back, gift cards, or travel

Earn 10% back or more on select products with Prime Card Bonus

Additional benefits built right in*

Get it now, pay over time with equal monthly payments

Prime changes everything

FAQ section

Customer reviews

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Top reviews from the United States

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No annual credit card fee plus no foreign transaction fees^†