Springleaf Financial Personal Loans Reviews

3.9 out of 5 stars
62 Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3.5 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

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Most Helpful Positive Review

Apr 13, 2017
Simple fast and amazing
Anonymous Borrower

Best place for a loan

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Most Helpful Negative Review

Apr 07, 2017
Garbage
lukeduke077 Borrower

They make you take more than you need !  They want to get you into a  minium 2 year payment cycyle generally with 25% interest.  They constantly call you if you play on time to come in and take more money extending the length of your loan.  But the kicker is they will pay first loan off and charge you for all the loan fees all over again on the new loan. If you do not pay right on time they send their dogs to hunt and harees you relentlessly.  I pay my bills on time so I made it through it but I have clearly seen the heavy handed why they operate !  FTC should investigate them as their like the wall street banks in their corruption.  They told me a story about a gal who had a 2006 vehicle that she owed a small amount on.  She lost  her job and was having a hard time keeping a roof over her head.  They intimadated her so bad that she just parked her car she owed less than 600 on in the parking lot giving it back to them to sell.  What really got me was she did the right thing and rather than calling her up and working with her.  they took her car and sold it and then nailed her credit report.

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These reviews were written by current and former borrowers in the last year.

Aug 14, 2017
Personal Loan
Anonymous Borrower

Very fast and easy, have money within the same day! Only downfall is high interest but I always pay more than the minimum payment! 

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Jun 23, 2017
Easy to get, hard to get rid of
Anonymous Borrower

They don't adjust the inyerest rate no matter how much better your credit score gets. The loan was transferred to another lender even though I paid on time and was never behind. If you are only able to pay the minimum you will be paying this loan forever.

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Jun 18, 2017
Easy and friendly
Anonymous Borrower

Customer service was great. Easy to work with.

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Jun 18, 2017
Never applied
Anonymous Borrower

They put hard inquiry on my credit without my permission. I talked to them once and decided I didn't want to fill out the loan application. A year later they place a hard inquiry on my credit.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.