LendingPoint Personal Loans Reviews

4.8 out of 5 stars
26 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

5 5

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These reviews were written by current and former borrowers in the last year.

May 22, 2019
It was painless.
Eyesquad Borrower

The staff member I had for this process was phenomenal! Not only was she knowledgeable, and personable, she was also punctual on a level I haven't had the pleasure of dealing with in the last decade. She returned my calls within 1 hour, each and every time I left a message. I was very impressed. The process was smooth and fast, I couldn't have asked for a better experience.

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May 15, 2019
I obtained a personal consolidation loan
DocWicker Borrower

David Sitzes worked with me to quickly and easily refinance my loan, reduce the interest rate, and disburse an additional consolidation amount. I am pleased with the customer service and quality product I recieved from Lending Point.

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May 15, 2019
Came through were others failed.
johrah Borrower

My rep Savannah was aware I didn't want to take the loan unless I was guaranteed approval; no reason for multiple inquiries if it's not helping. Within 24 hours of working with me, she was able to get me approved for only $500 less than I was asking (a big chunk). Everything went smooth, very supportive, kind and clear. I recommend her personally, as well as Lending Point to anyone that doesn't like getting denied with "excellent approval odds" on Credit Karma. Their team obviously runs a tight ship, very knowledgeable & professional. Much appreciated!

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May 03, 2019
Professional, Caring, Quick and Done!
Prov163 Borrower

Deborah Meier, my Loan Officer was so good. Personable! I did not feel like just another loan, another commission. She got me help when I needed it and saw the loan through to the end. God bless you Deborah!

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May 03, 2019
Never going to a local bank again!
mporcaro55 Borrower

Toya and the team and LendingPoint made this the easiest loan I've ever taken out!

I was at my main bank's branch and they messed everything up and had no idea about any of their terms or guidelines. 

I will definitely be using LendingPoint in the future! Friendly staff and fast approval!

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Apr 30, 2019
Quick and Easy!
kelroy13 Borrower

The process is fast and very easy. Clay answered my questions via email super fast and was very helpful and courteous! 

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Apr 26, 2019
Friendly, easy and hassle free.
house0545 Borrower

I tried going through the website and got a snag, Clay reached out to instantly and helped me navigate the whole process fast, efficent, and very friendly. I would be using them again hands down. 

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Apr 19, 2019
Very easy process to go through
JH8991 Borrower

My loan rep was Toya Small. Her customer service was great very friendly. Did a great job explaining every step of the process. I would recommend Toya to anyone. 5 star service all the way.

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Apr 18, 2019
Smooth & Easy

From filling out the application to receiving my loan funds within 2 days, this loan process was smooth & easy. My loan rep Deborah Meier was very friendly, understanding & very competent. She explained all the details fully. I highly recommend Deborah to future clients. Thank you so much Deborah for making my 1st loan experience a great experience. And thank you Lending point for taking a chance on me & helping me out.

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Apr 10, 2019
Very pleased with entire process.

Josh Shaw was my rep, he explained things well, answered my questions and presented me with different options. I looked into differentplaces for loans and actually went ahead with this one becaue of my interaction Josh. Seemed some of the others were just ina hurry to get me to commit to something. Josh did not rush me or try to talkk me into anything,. Thanks for a fast and easy process.

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Apr 10, 2019

Toya Smalls and LP made the financial process smooth and painless! I highly recommend Toya and LP for any future financial needs!


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Apr 10, 2019
Loan for a Major Purchase
RaeZee1 Borrower

A pain-free and easy process, thanks so much for your help Clay!!

Awesome customer service and a pleasure to work with.

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Apr 09, 2019
Quick, easy and great to work with!
Smarieh34 Borrower

My loan process with them has been so easy. Eric Rose is great and has worked with me to get the best loan for me. I appreciate the quick and easy process and not having to worry about missing a payment since they take it out on the same day each month. Everything is explained well and easy to understand. Thank you Eric!!!

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Apr 09, 2019
Very good loan options and terms

Worked with
Osmar Irias very good guy and understanding and patient while i got all the paperwork they need made me feel comfortable

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Apr 09, 2019
Quick and easy application process
AiriusT Borrower

They have a very smooth application process and it was very easy to work with them. I went from application to an approved loan while I was asleep.

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Apr 03, 2019
This was the easiest process ever.
Randall68 Borrower

There was nothing difficult about this process. 

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Apr 03, 2019
The easiest process I have ever experie.
Randall68 Borrower

This will be the easiest thing you have ever done. 

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Apr 02, 2019

From start to finish; Josh Shaw and Lending Point were very helpful and the process was very easy and hassle free. 

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Apr 01, 2019
Cleans0571 Borrower

I was treated with respect and the process was so easy 

it remend lending point to all. 

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Mar 27, 2019
Travnik1 Borrower

I had pleasure dealing with Blake Mulkey for my personal loan who was very professional and friendly. Loan process was quick and simple, I highly recommend Lending Point. 

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Feb 21, 2019
Process was quick

Although some have mentioned the cost, you need to compare it to what you are going to do with it. If it is to pay down high credit cards, it isn't that expensive.

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Feb 06, 2019
This was a loan to consolidate my credit
Subaru1love Borrower

It is very easy to keep in touch and very easy to set up and use. The customer service is excellent they are very polite and helpful with all my questions.

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Jun 24, 2018
Great Experience obtaining personal loan
Anonymous Borrower

I received an immediate phone call to complete the initial screening process.  Everyone I spoke to understood customer service at the highest degree and was very knowledgable.  Aaron Hooven rocks!  He handled my loan with excellence through disbursement.  I would do business with this company and Aaron again!

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1 Reply
Oct 07, 2018

It's great seeing actual names of who provided service. Sometimes, one negative review is actually specific to a person one has spoken to and not a general review of all service, but instead an actual review that maybe should have been a complaint to customer service.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.