This card is fantastic for the rental car coverage, if you ever need it! That benefit is quite rare among card issuers, indeed. In January 2017, while driving an Enterprise car I was involved in a weird, unavoidable accident. Enterprise decided I was at fault and billed me for the totaled vehicle - nearly $12,000. Because I had used this card when reserving the car, and had also turned down Enterprise's daily insurance, I was covered fully by Chase. The process to take advantage of the coverage isn't difficult and the service representatives are very professional. They didn't require me to use my own car insurance first - Chase's insurance benefit was primary up to the full value of the car. I chose to charge the Enterprise damage bill on the Chase card itself, and then submitted documents for reimbursement. This gave a nice boost to my reward points! Applying for and getting the card was pretty easy, too, and there are no foreign transaction fees. I've had this card for almost 8 years.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 17.49% - 24.49%* Variable
- Annual Fee $0 intro, $95 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 17.49% - 24.49%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
On August 24th, I signed up for this card when booking a United flight for my family to the Bahamas. As you go through the booking process you are constantly bombarded with banners to get the United MileagePlus Explorer card. I do not usually sign up for cards that have a membership fee but they were offering a statement credit. During the application process I called Customer Service because I was having issues with applying. When we were finished, I called back customer service to make sure that I was receiving what I signed up for. At the time it was a $50 statement credit with 40,000 bonus miles. She said no problem and I would see it on my next statement. The next day I was booking another flight to Savannah, Georgia and to my surprise a banner popped up offering a $100 credit with the same mileage award. I promptly called customer service and they said they would now issue a $100 credit. I called again on September 5th and they assured me that I would be receiving the statement credit. Well today I received a letter telling me that I was only eligible for miles. Again, I called customer service and they said could do nothing. Beware of this card, they do not honor their promises.
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Sample Size: 751
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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