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Wells Fargo Rewards Visa® Credit Card

Approval Odds

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

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Card Details

  • Balance Transfer Intro APR 0% for 12 Months
  • Balance Transfer Regular APR 12.40% - 26.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0% for 12 Months
  • Purchase Regular APR 12.40% - 26.24%* Variable

Our Take

If you’re looking for a solid, everyday credit card, the Wells Fargo Rewards Visa® Credit Card could be a good option.

What to Like

Cardholders can earn 15,000 bonus rewards points after spending $1,000 in net purchases in the first 3 months. The card also offers 5x rewards points for every dollar spent in net purchases at gas stations, drugstores and grocery stores in the first 6 months. There’s also a 0% intro APR on purchases and balance transfers for the first 12 months and no annual fee.

Look Out For

Though there’s a 0% intro APR period for balance transfers, there’s still a balance transfer fee. There’s also a foreign transaction fee, and rewards dip down to just 1% on purchases after the first 6 months.

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See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Wells Fargo Rewards Visa® Credit Card