I say picky because they are stingy about paying them exactly on time. I just pay them a day early and be done with it. Haven't dealt with customer service so I can't speak for that. Applied with 750 CS and only 2 years of credit history, and was approved instantly for 2500. The rewards are pretty nice and straightforward. No fees for foreign purchases is a nice detail. I find that the website is pretty easy to navigate.. never had an issue paying on there.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for the first 12 months
- Balance Transfer Regular APR 14.74% - 24.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for the first 12 months
- Purchase Regular APR 14.74% - 24.74%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
The rewards have minimums to pay out, customer service is difficult to get ahold of and their website is clunky and difficult to use. It also takes 40 days after the end of your introductory session to get your introductory rewards. I definitely do not recommend.
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