Deserve® Edu Mastercard Reviews

Approval Odds

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3.2 out of 5 stars
10 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 20.99%* Variable
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1 star reviews (3) See All

These reviews were written by current and former cardholders in the last year.

May 28, 2019
Do not take this card unless you have to

I got this card after my bankruptcy and I encountered a lot of problems to link my bank account. After the bank account was linked they sent me a card with $500 card limit. No one at Deserve ever tells you that if you make the payment in full they still hold the funds for an additional 7-10 business days before they release the line of credit. They will not call your Bank to verify if funds have cleared also because as your account is linked they know that the payment has cleared but they hold it anyway. After making 6 payments online and encountering the same problem I closed the account because the customer service reps do not care about you either. Overall I have Capital One Bank cards and they are 100% better. My take stay away from them if you have a choice.

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Mar 20, 2019
Pathetic Service!
Genie18 Cardholder

It looks great, but the customer service is pathetic. My email and phone number was hacked that was connected to this card, and till date the customer service has not given me access to my account.

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Jun 16, 2019

Too many issues with the card customer service but is all of the purchasing transactions going through?

 
Oct 03, 2018
Worst Card Ever
ajacob123 Cardholder

Don't get this one. Its an absolute waste credit card with 0 benefits instead they come with problems. If you face any issue in any transaction, they don't help to work it out.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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Deserve® Edu Mastercard