I am an independent contractor and travel steadily for work. I really needed a business card to use so I didn't have to use personal money. My credit has been rebuilding over the last 18 months so I was unsure. I was approved for a limit of 2k. My scores at the time were Experian Fico 640, CK TU620, EQ640. It may also be worth mentioning I already have a personal CO card (QS with 500$ CL) and also a Capital One auto loan (which has good payment history). It took them a whole week to approve my Application, I got the dreaded "wait 7-10 response" on initial application. Somebody was supposed to call me to verify I actually applied. Once I talked to someone I was immediately approved
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 25.24%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 25.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Very low starting CL. To low for it to be a business card. After 6 months. CL was only raised 100 dollars. Trash. Cant even fill up my truck with this junk CL.
Just my 2cents.
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