I haven't paid interest on this card once, no late fees and have had great customer service. Love the card, I own Amex too. Love both, miles for travel are so flexible with Venture Card though. I use it more. If you pay your balances in full like I do, then you won't have to worry about interest, just use whatever card that gives you the benefits you want.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 17.99% - 25.24%* Variable
- Annual Fee $0 intro, $95 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 17.99% - 25.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I have had this card for some time and have used it regularly until I did a review of all my cards interest rates. The application process is easy but than again I have excellent credit. I have 3 Capitol one cards and most are 21 to 23% now. They give you a n entry rate and then stick it to you. I pay them off each month but I am still not ok with it. The Rep told me that they have no specials to lower my rate and than told me that I should be ok since I pay them off each month. Really? I have excellent credit and don't have to take crap or use your cards. I will use the ones that have a lower percentage rate. 20 something percent is robbery. No think you.
One positive is that they have good Customer Service. Disputes are handled properly and quickly. The interest rates are just a no go for me.
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