RateGenius Reviews

4.7 out of 5 stars
490 Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5

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Most Helpful Positive Review

Jul 25, 2018
Quick, easy and awesome rate!
ashleyf1028 Borrower

This was SUCH an easy process from start to finish. It only took about one day to apply, have my loan approved, and begin sending in the required info. Once my loan was approved, they e-mailed and sent physical documents for me to fill out within 2 days. I sent them back and that was the most work I had to do throughout the whole process. When I originally purchased my vehicle, I had a lower credit score (in the upper 500's) and had an interest rate of almost 13% (I know, awful). So I got my credit back up (I was around 730's when I applied with RateGenius) and was approved for just under 4%  interest with a local credit union. I will save thousands with this new loan. Great service and would 100% recommend going through RateGenius!

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Most Helpful Negative Review

Jan 03, 2019
disappointing out dated bank
RicoD54 Borrower

So the new bank that rate genius recommend is so antiquated they can't take your payment online. Only via a wire transfer or over the phone, both of which cost me extra money every time I make a payment. I would not have chosed this bank had this been disclosed to me upfront. I should have known better than to use an online service like this for my financial needs. 

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These reviews were written by current and former borrowers in the last year.

Mar 24, 2019
Bilal was great with customer service
spikel89 Borrower

the rate genius team, other than Bilal, needs some work

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Mar 23, 2019
Amazing, My APR was slashed in half.
Rbene Borrower

They provide excellent,fast, and reliable service. Mario was able to find the best deal in less than 48 hrs.

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Mar 22, 2019
LOWER MY RATE.
pervis58 Borrower

THE ONLY PROBLEM THAT WAS A PROBLEM WAS THE FACT THAT BOTH LOANS WERE ON MY CREDIT REPORT EVEN BEFORE THE OLD LOAN WAS PAID.

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Mar 22, 2019
I saved $100 by switching
TariqT Borrower

Great service, they got me with a loan in about 20 minutes on the phone. Im saving $100 a month

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Mar 22, 2019
this process was fat and easy, thanks.
Sam7102 Borrower

Anyone wanting to save money on their car loan needs to come hesr. These people knows their stuff and was so easy to work with. The proces was so easy and the people are very knowlegable and friendly. Wish I had acted sooner. Never dreamed it could be so easy to save money.

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