I have been with ACU for approximately 10 years and the last 4 years have been the WORST service. Please take you business else where. The employees are very professional however, NOT knowledgeable about the Companies policy & procedures!!!!!! The Credit Unions are extremely HARD to find. ACU prides itself on Co-Op brances etc not telling members that ACU charge to use these locations for every withdraw. God forgive you have to get a Temp Card from a location. THe machines are NEVER working properly and there is weekly issues with the machines. And the best....... ACU sometimes go offline and leaves all members with no access to their monies or bank accounts until the next business days..... To this day, this only happens on weekends smh!